Zapper has teamed up with payments and data API Stitch via its LinkPay product, to bring the latest in payments innovation to more than one million Zapper customers. Now Zapper users can make secure Instant EFT payments at point of sale  in just one click, every time they pay, by linking their bank account in the Zapper app. 

Zapper was one of the first players in South Africa’s mobile payments market and today enables merchants of all sizes to offer the most convenient and innovative digital payment methods. 

“Our work with Stitch continues our commitment to ensure Zapper merchants can offer as many payment options as possible. By providing a simple, secure instant EFT option, customers can now still use their favourite scan-to-pay method without relying on a bank-issued card. In a tighter economy, instant EFT also helps consumers keep a very tight rein on their balances and will be welcomed by the budget conscious. We also see this as another way we can help eliminate any barriers to payment for our merchants, who also need every advantage in this economy,” explains Brett White, CEO of Zapper. 

Stitch launched LinkPay in April 2022. LinkPay is the first product in Africa to offer secure, one-click instant EFT payments from a linked financial account, providing an experience as convenient as that of a card, at a fraction of the cost. 

Previously, to pay via Instant EFT, Zapper customers needed to log into their bank accounts to initiate a payment each time before checking out at a Zapper merchant. Now they can make a payment instantly by scanning the Zapper QR code at the point of checkout and choosing to pay from their linked account. 

To link an account in the Zapper app, customers select “Link an account” and the option to set this as their preferred payment method. They select their bank and log into their account using their online banking details. After authorising with multi-factor authentication (such as an in-app approval or OTP), their account will be linked, and they can make any future payments in just one click, without logging in again - just like they would with a linked card.

By linking an account, Zapper customers enjoy an extremely fast and seamless one-click payments experience, high transaction success rates and reduced fraud.